About 关于
We contribute to keeping the banking system in Europe safe and sound.
我们为维护欧洲银行系统的安全和稳健做出了贡献。
European banking supervisors contribute to keeping the banking system safe and sound. We do this so that you can rest assured that banks can weather a crisis.
欧洲银行监管机构为维护银行系统的安全和稳健做出了贡献。我们这样做是为了让您放心，银行能够渡过危机。
Consistent and standardised supervision throughout the euro area helps keep your money safe and ensures that banks can perform their vital functions and grant loans to people and firms.
整个欧元区一致和标准化的监管有助于保证您的资金安全，并确保银行能够履行其重要职能，向个人和企业发放贷款。
欧洲中央银行
We are European banking supervision
我们是欧洲银行监管机构
European banking supervision comprises the ECB and national supervisors of the participating countries. After the financial crisis, the need to more effectively supervise banks became more pressing. European banking supervision, which started in 2014, was created to address this. It is one of the two pillars of the EU Banking Union.
欧洲银行监管由欧洲中央银行和参与国的国家监管机构组成。金融危机爆发后，对银行进行更有效监管的需求变得更加迫切。为解决这一问题，2014 年开始的欧洲银行监管应运而生。它是欧盟银行业联盟的两大支柱之一。
了解有关欧洲银行监管的更多信息
We supervise the largest banks in participating countries
我们对参与国最大的银行进行监管
We directly supervise the largest banks of the participating countries. To do this, we work closely together with the national supervisors. They also supervise the smaller banks in their respective countries.
我们直接监管参与国最大的银行。为此，我们与各国监管机构密切合作。他们还负责监管各自国家的小型银行。
进一步了解我们监管的银行
We can sanction banks if they don’t comply
如果银行不遵守规定，我们可以对其进行制裁
We take various actions to ensure compliance with rules and regulations. We can require banks to hold more capital, we can sanction them if they break the rules and we can grant and withdraw banking licences. This makes our supervision effective.
我们采取各种行动，确保遵守规则和条例。我们可以要求银行持有更多资本，可以在银行违规时对其进行制裁，还可以发放和收回银行牌照。这使我们的监管卓有成效。
进一步了解我们的任务
We ensure that supervision is consistent
我们确保监督的一致性
New insights and regular quality checks help us to constantly improve our processes. This makes our practices more efficient. It also helps us to further harmonise supervision of all banks in participating countries.
新的见解和定期质量检查有助于我们不断改进流程。这使我们的工作更有效率。这也有助于我们进一步协调对参与国所有银行的监管。
进一步了解我们的方法
We are accountable to European citizens
我们对欧洲公民负责
Supervising banks is a great responsibility. To fulfil this task, we need to be independent in our decision-making. But that does not mean that we can do whatever we want. We are fully accountable to the European Parliament and the EU Council and regularly report on our decisions.
监管银行责任重大。为了完成这项任务，我们需要独立决策。但这并不意味着我们可以为所欲为。我们完全对欧洲议会和欧盟理事会负责，并定期报告我们的决策。
进一步了解我们的问责制
History of European banking supervision
欧洲银行监管的历史
The ECB’s banking supervision arm started operations in 2014. Find out more about the key milestones – from the initial proposal to the latest developments.
欧洲中央银行的银行监管部门于 2014 年开始运作。了解更多有关重要里程碑的信息--从最初的建议到最新的发展。
银行监管里程碑
European banking supervision explained
欧洲银行监管解释
What is the Single Supervisory Mechanism? How does it work and what do we do? Find out more in this three-minute introductory video.
什么是单一监督机制？它是如何运作的？通过这段三分钟的介绍视频了解更多信息。
Contact us 联系我们
Do you have any questions about European banking supervision and what we do? Find answers to the most popular questions or send us your own.
您对欧洲银行监管和我们的工作有任何疑问吗？查找最常见问题的答案，或将您的问题发送给我们。
欧洲中央银行
Learn more about what we do
进一步了解我们的工作
Supervision. Explained. 监督。解释。
To read more about what we do, check out our explainers. They explain key topics to help you understand banking supervision better.
要了解更多有关我们工作的信息，请查看我们的说明。它们解释了关键主题，帮助您更好地了解银行监管。
监督。解释。
Take part in our youth initiatives
参与我们的青年活动
The decisions we take can have an impact on your day-to-day life. We organise events around Europe to engage with young people directly and to hear your views and ideas.
我们所做的决定会对你们的日常生活产生影响。我们在欧洲各地举办活动，直接与年轻人接触，听取他们的意见和想法。
了解我们的最新举措
不是专家？查看我们的说明
欧洲银行监管概览