Our community brings together individuals driven by a shared commitment to problem-solving, professional networking, and collaborative innovation, all with the goal of making a positive impact. We welcome a diverse range of pursuits, from side projects and small businesses to venture-backed startups and solo ventures. However, this is a space for genuine connection and exchange of ideas, not self-promotion. Please refrain from promoting personal blogs, consulting services, books, podcasts, MLMs,
So I'm done with all this #hustle lifestyle
<rant>
I see the hastag #hustle #grinding and I start to laugh at the images that appear.
Sexy girls, stupid motivation quotes, cool cars, wealthy lifestyles...
What an amout of crap. Its all so stupid, we are getting fed that the idea of a successful entrepreneur is to have expensive cars and hot girls dancing arround while making pasive money all day.
And the reality of a successful entrepreneur is fucking insomnia, solitude, dealing with stupid clients, deadlines, investors behind your back tracking everything, mad girlfriends, 0 free time...
Of course there are entrepreneurs living life and earning sexy money. But not everyone. 97% don't.
When im "sidehustling" at home after a long 8h of working and check instagram to see this kind of shit.. it makes me laugh.
긴 8시간 업무 후 집에서 "사이드 허슬"을 하고 있을 때, 이런 종류의 헛소리를 보려고 인스타그램을 확인하면, 저는 웃음이 터집니다.
Shoutout to all grinding dads that sidehustle for a better family future.
열심히 일하는 모든 아빠들에게 큰 환호를 보냅니다. 가족의 더 나은 미래를 위해 부업을 하는 여러분.
</rant>
EDIT: Thanks for the goldie random hard worker(s)! My first SECOND goddamn.
EDIT: 골디 랜덤 하드 워커(들) 감사합니다! 제 첫 SECOND 젠장.
There is a lot of what I think of as 'toxic positivity' about now. The truth is you dont have to be be at full speed every second of the day, you dont always have to feel motivated or brave or determined and it doesnt help to never sleep and only care about money. Sometimes it is just slow or difficult or complicated and thats ok too.
저는 지금 '독성 긍정성'으로 여겨지는 것들이 많다고 생각합니다. 사실 여러분은 하루 종일 full speed로 돌릴 필요가 없고, 항상 동기나 용기나 결단력을 느낄 필요도 없으며, 잠을 자지 않고 돈만 생각하는 것도 도움이 되지 않습니다. 때로는 그냥 느리거나 어렵거나 복잡할 수 있고, 그래도 괜찮습니다.
I think that "toxic positivity" is rooted in the insecurities of people who need constant validation.
"독성 긍정성"은 끊임없는 확인을 필요로 하는 사람들의 불안감에서 비롯된 것이라고 생각합니다.
They're not content to come home at the end of the day knowing they did good work, they need people to recognize what they did.
그들은 하루를 마치며 훌륭한 일을 했다는 것을 알고 집에 돌아가는 것만으로는 만족하지 않습니다. 그들은 사람들이 자신이 한 일을 인정해 주기를 바랍니다.
Or they didn't really do anything, and need people to think they did. I see a TON of wantrapreneurs acting like they've already made it.
혹은 그들은 실제로 아무것도 하지 않았고, 사람들이 그렇게 생각하도록 만들어야 합니다. 저는 이미 돈을 벌었다는 척하는 많은 욕심 많은 기업가들을 봅니다.
And you can guarantee social media is fuel for that fire.
소셜 미디어가 그 불길에 기름을 부을 것이라는 것을 보장할 수 있습니다.
I see this from a lot of the young e-commers. it’s like once they figure out how to sell things online and make real money, they jump on YT & insta and are suddenly life coaches and marketing gurus.
저는 많은 젊은 전자 상거래 업체들로부터 이런 현상을 목격하고 있습니다. 마치 일단 온라인에서 물건을 판매하고 실제 돈을 벌는 방법을 알아내면 그들은 갑자기 YT와 인스타그램에 뛰어들어 삶의 조언자이자 마케팅 전문가가 되는 것 같습니다.
Pontificating from the pre-roll of a vid you searched to find the best way to cook salmon, that all you need to do is find a $3 necklace from Ali-express and sign up for Shopify to become as successful as themselves.
당신이 연어를 조리하는 가장 좋은 방법을 찾기 위해 검색한 비디오의 프리롤에서 자기 주장을 펼치고, 성공하려면 Ali-express에서 3달러짜리 목걸이를 찾고 Shopify에 가입하기만 하면 된다고 조언합니다.
We recently moved into a nice neighborhood and probably have the worst house on the block, but it was priced really well and we got in on it before others did.
최근에 우리는 괜찮은 동네로 이사를 갔는데, 아마 이 동네에서 제일 형편없는 집을 살았을 텐데요, 가격이 정말 좋았고 다른 사람들이 사기 전에 집을 구매했습니다.
About a month after living here we got an invite to a block party. I'm pretty anti-social, but I'll go.
이곳에 이사 온 지 약 한 달 만에 동네 파티 초대장을 받았어요. 저는 사교성이 그렇게 좋지 않지만, 가 볼게요.
Majority of our neighbors are what I would say somewhat-wealthy. Probably a bit above middle class in NJ. There are lots of physical therapists wives with marketing husbands on our block, a few with their own practices, along with investors and such. There are like 4-5 Teslas within the 25 or so houses in our immediate area. Our cars and house are very modest.
저희 이웃 대부분은 제가 보기에 상당히 부유합니다. 아마도 뉴저지 주의 중산층보다 약간 높을 겁니다. 저희 동네에는 마케팅 전문 남편을 둔 물리 치료사 아내들이 많고, 개인 진료소를 운영하는 사람들도 꽤 있습니다. 투자자들도 있고요. 가까운 곳에 있는 25채 정도의 집 중에 테슬라가 4~5대 정도 있습니다. 저희 차와 집은 매우 겸손합니다.
During the block party I met a wife who was so down to earth and super cool it was amazing. I basically stayed away from all the 'investor bros' and hung around her. She was saying how she's ashamed she bought furniture from Bobs, but she said it's the most comfortable couch ever and she loves it.
블록파티에서 한 아내를 만났는데, 너무나 겸손하고 쿨해서 정말 대단했다. 사실상 모든 '투자형제'들과 거리를 두고 그녀와 어울렸다. 그녀는 밥스에서 가구를 샀다고 부끄러워한다고 했는데, 역대 최고로 편안한 소파라고 하면서 정말 좋아한다고 했다.
I'm tired of these wealthy wannabes who push that lifestyle and show off. It's so refreshing to meet someone real and not putting on some facade. Then again, what did I expect in this neighborhood I suppose.
돈 많은 척하는 이런 부유층 wannabe들에 넌더리가 났어요. 그런 라이프 스타일을 떠벌이고 뽐내는 거. 진짜 사람을 만나고 겉치레를 하지 않는 게 너무나도 상쾌하네요. 그런데 이 동네에서 무엇을 기대했을까요, 짐작컨대.
I’m an hvac technician in nj and there area I serve is mostly pretty wealthy area like colts neck, rumson, middletown. Many of these people in huge beautiful homes are living way above their means. They live in a million dollar house and complain about the price to fix their 20+ year system that should be replaced. meanwhile people who live in poorer areas usually have no problem finding the money to pay.
저는 뉴저지 주 에이치브이에이씨 기술자이며, 제가 서비스하는 지역은 대부분 콜츠넥, 럼슨, 미들타운과 같이 부유한 지역입니다. 이러한 거대한 아름다운 집에 사는 많은 사람들이 자신의 재력을 훨씬 초과하여 살고 있습니다. 그들은 백만 달러짜리 집에 살면서 20년 이상 사용해 왔고 교체해야 할 시스템을 수리하는 데 드는 비용에 대해 불평합니다. 한편, 빈곤한 지역에 사는 사람들은 일반적으로 비용을 지불할 돈을 마련하는 데 문제가 없습니다.
Comment deleted by user 사용자가 삭제한 댓글입니다
nodaysoff is incredibly uninspiring to me. I’m inspired by successful people with balance and sometimes are ok with just eating dominos and watching reruns in between busting their ass.
nodaysoff은 정말 나에게 영감을 주지 못합니다. 저는 균형 잡힌 성공적인 사람들에게 영감을 받습니다. 그들은 가끔은 도미노 피자를 먹고 재방송을 보는 것도 괜찮다고 생각합니다.
I like that phrase. Social media perpetuates this. Its easy to consume on social media because we’re all looking for guidance, so we follow and subscribe to fake role models. But the truth is these role models offer nothing in the way of aspirations and only provide a mirage to grow their following.
소셜 미디어는 이를 영속화합니다. 이는 소셜 미디어에서 쉽게 소비될 수 있습니다. 왜냐하면 우리 모두 지침을 찾고 있기 때문에 가짜 롤 모델을 팔로우하고 구독하기 때문입니다. 하지만 진실은 이러한 롤 모델은 열망이란 면에서 아무것도 제공하지 않고 추종자를 늘리기 위한 환상만 제공한다는 것입니다.
Truth. You do it long enough and you will crash and burn your health, physically and/or mentally. I did it for sure. Too much "go go go" is bad.
진실. 오래 하면 육체적, 정신적으로 건강을 망치게 된다. 나는 확실히 그랬다. 너무 많이 "가자 가자 가자" 하는 것은 나쁘다.
Interesting concept with "toxic positivity." I go into the office of my main client and they are crazy woo woo. Crazy! Ridiculously positive. It's like all those non-religious but spiritual people that comedians make fun of. They even brought in a psychic during the work day last month! That would be fine, I guess, but all the revenue is made by like 3 out of 50 of the employees. I don't understand it.
"흥미로운 '독성 긍정성' 개념. 저는 주요 고객의 사무실에 가는데 그들은 미친 '우 우'입니다. 미친! 우스울 정도로 긍정적입니다. 마치 코미디언들이 놀리는 비종교적이지만 영적인 사람들 같습니다. 지난달에는 심지어 업무 시간에 심령술사를 데려왔습니다! 괜찮을 것 같지만 매출은 50명의 직원 중 3명 정도가 번 것입니다. 이해가 안 갑니다."
Interesting hiring model.
흥미로운 고용 모델.
As someone with no personal interest in being an entrepreneur, my past experience with "hustle" is as a concept for bosses to push on employees to get them to work harder/longer for the same or less pay under the expectation of some ambiguous future success (which usually just comes to the company and not the individuals who sacrifice for this "hustle"). As a result, I am incredibly leery of this term.
기업가가 되는 데 개인적인 관심이 없는 사람으로서, "재빠르게 살기"에 대한 나의 과거 경험은 더 많이 일하고 더 오래 일하도록 직원들을 밀어붙일 수 있는 개념으로서, 모호한 미래의 성공(보통 회사에만 귀속되고, 이 "재빠르게 살기"를 위해 희생을 감수하는 개인들에게는 돌아오지 않음)을 믿게 하는 대가로 동일하거나 적은 임금을 주는 개념으로서의 경험이었습니다. 그 결과, 저는 이 용어에 대해 엄청나게 경계하고 있습니다.
Gary Vee is going to make you grind even harder as punishment!
Gary Vee is the personification of what is wrong with startup culture.
He’s the Christopher Columbus of Brand Marketing.
That’s an insult, btw.
Gary Vee is such a goddamn cheese ball. He is the opposite of motivating.
I've never heard the term toxic positivity before but thank you for introducing it to me, that's such an accurate description of what's being referenced here.
I'm stealing "toxic positivity." What an apt phrase!
Freakonomics did a really interesting piece on crack dealers. They showed that the top of the block had to bling to show their recruits how much money was in the business. It was a mirage but necessary to get people in the bottom of the dealer pyramid.
The shiny objects are from people selling “entrepreneurship” for some reason. A path to easy money and honey. Etc.
There is nothing easy about success or else everyone would be successful. You know that mentally. But you are afraid it is just you who is missing out.
Crack dealing and MLM schemes sound very similar.
... one destroys families and friendships, the other involves narcotics.
At least crack dealers don't try to make you manipulate your friends and family into dealing crack for you
PREACH!
Crack dealing has a better benefits program.
Set your own hours, be your own boss, unlimited earning potential....
Is it crack or Rodan + Fields?
Nah, the consumer actually wants crack.
Crack dealing is far more ethical
All the entrepreneurs on youtube and instagram do exactly that and sell some homemade book on how to make money via xyz.
I've found through reading mostly about successful individuals that these are "snake oil" sellers. All of the successful individuals that are exploiting something know if they write a book on what they are exploiting, that competition will increase and thus hurt them and result in them having to find another way of making a living.
I’ve also found a lot of “startup mentors” that offer advice and then try to charge you for it. It would be frustrating if it wasn’t so laughable.
"Those who can, do. Those who can't, write books".
My favorite part of that story was the fancy cars; the chromed-out lowriders with spinner rims and hydraulic lift systems? Those arent part of the kingpins' or high-level hustlers' automotive fleets; nobody ever got rich buying ridiculous cars. They leased them for a week or two, then parade around their territories in them as a show of opulence and strength, what the old French monarchs called "useful splendor" before their treasuries went negative and they were placed into guillotines after the illusion was shattered.
And here we are in 2018 with Tai Lopez clogging up my YouTube with the same rent-a-rich trick.
"Percieved value"
All we do is raise the percieved value and that's how you charge $85 for something that costs $.05 to make
Best thing I've ever heard was, 'You can hustle doing the wrong thing... if hustling was all that it took then construction workers would be the richest people in the world.'
Comment deleted by user
These are the posts I come here for. Realistic advice on what it takes and whats important for running a successful business. One of the hardest things to do.
This been true for every single person I know who runs their own business that's raking it in. Some worked a long time at it before it started to pay off.
PS love the <rant> </rant> element haha
As a woman entrepreneur the Instagram #hustle pep talks and photos make me feel like I'm supposed to like wearing jeans and heels, have 100 plus colors of lipstick and like being called a sassy diva. I get where you're coming from.
Right? The next friend of mine that uses #bossbabe about her Rodan and Fields/21 Day Fix “business” ... I have no threat here, it just makes me crazy.
My business is not a social mechanism to like, help with my self esteem and post on Instagram about. It’s my livelihood.
Hop on over to r/antimlm. Lots of cringey #bossbabe stories there to rage about...
you don't do those things? i feel like i've been lied to
Elon’s podcast with Joe Rohan closed the book on this shit. He said people who post this kind of stuff are generally nothing like what they post about.
Yessssss. I hate the #girlboss crap so much.
Same. Along with the ombré hair that’s styled perfectly, casual tee with a blazer, jeans and a cup of coffee while walking to the next #empowering #girlboss meeting.
There’s just something about that which I just can’t..... yeah.
Right. Reality: it's 1 AM, I'm writing up invoices and responding to clients in my panda onesie with a beer for dinner.
Me, most days, but with brown liquor and no pandas.
#bossbitch #girlboss #yasssqueen 🤮
slay
Comment deleted by user
Everytime I see momprenuer, I think manure
I’m about to throw on some leggings and a fleece and I’m hustling right now but only because I am putting systems/things in place so I can work less.
The hustle and grind is a bunch of bullshit.
YES!! I'm in the middle of renovating 6,000 sq. feet of an old crusty mill for my new studio. I finished polyurethaning the floors today. It took 3 coats and a month, but I did it! Little by little! No heels. No lipstick. Just hard work. I feel like a badass but can't compete with the sassy diva BS on instagram.
bossmom #bosslady #getithun
Only because people think entrepreneurship is supposed to be a rockstar lifestyle. So they keep chasing ideas that aren't viable but would be fun if they were.
If you want to see successful entrepreneurs look around at your plumbers, roofers, barbers, industrial cleaning suppliers and so on.
Not glamorous but jobs with demand and paying customers. Those guys work hard and go home to their families.
When I was in Boston, there were a lot of Houston fans in town. I asked them what they did. Most of them had their own business like industrial cleaning on concrete.
You do get that lifestyle after years and years of hard work.
Am Houstonian. Lots of large companies with plants in town that have niche needs that can be addressed with a successful entrepreneur providing that service to the facility
Comment deleted by user
You can succeed by working very hard, working very smart or being very lucky to land in a puddle of opportunity. The combination of at least 2 increases your chances exponentially. Of the 3, you only have absolute control over how hard you work.
Also working efficiency after 8 hours is terrible. You're better off taking more walks and sleeping more than pulling 14 hour shifts.
Completely agree. I know people who feel like putting in 12+hour days and letting everyone know you did is the key to doing great work.
The reality is they just suck with time management.
Preach. I pull in 6 figures and have never worked over 50 hours in a week, nor will I ever.
-Work smarter not harder.
-Work to Live, nor Live to Work.
Two of the sayings I've modeled my business career on that have never failed me.
A few weeks ago I needed to get out of the office to focus on completing a ton of paperwork and contacting vendors for this huge project I'm working on. Had I stayed in the office, it would have taken me all day to do because people keep interrupting me with stupid shit.
I brought my laptop to a coffee shop and banged out my to do list in 3 hours, including planning and preparing the entire next week's schedule.
Then went to the beach for the rest of the day.
The startup scene is a MASSIVE circlejerk.
Everyone spends most of the time talking about "starting up", going to networking events, hackatons, grindfests, coworking places, makes startups on how to startup...
They LOVE their CEO / founder of nothing titles.
It's pretty much a meme... with notable exceptions obviously.
Comment deleted by user
Omfg this is the truest fucking comment thread i have ever read. Fuck the startup scene...it literally is a huge circle jerk of broke people or trust fund babies that believe their entrepreneurs but in reality their parents pay for all their bills or line them up to be funded.
I don't even think it's trust fund babies, I think it's just upper middle-class nerdy kids looking for an identity.
OOOOOFFFFFF
Because the goal is the hype, so you look big to find a buyer and cash out.
Gotta agree here. With the business and political climate that we have today, you just need a business that's good enough to be gobbled up by the big corporate conglomerate that's hemorrhaging cash.
If you find yourself at Network Startup events for startups, your doing it wrong
The person making the money is probably the one organizing those events. The ol' selling shovels to people looking for gold story.
So true, especially loving their titles. When I started my company I just called myself a Software Engineer for the company, I felt like anything else was really cringe.
So true! I've been working on my side hustle in private and i don't even call it a startup but more like a project until its incorporated and off the ground (hopefully it will get there). I cringe at the thought of explaining to others that its a startup when its not even that yet.
I too am not a fan of titles.
Yes. This is spot on. The last thing an entrepreneur struggling to find clients wants to see is a Tai Lopez ad where he's in some exotic destination humblebragging about his shiny cars, stunning girlfriend and hiphop star best friends.
I believe in a lot of those success quotes I see on social media for the most part, but hold to the facts that most humans want to hold onto their money and won't hand it over unless you provide something worthy. Maybe these passive income guys found a niche or unsaturated opening in the market and are cashing in and that's good for them, but to sell false dreams in expensive online seminars is pretty low.
As a person who sometimes creates success memes for the purpose of advertising my graphics business, the majority of responses I get are from desperate graphic designers and marketers who are trying to offer their own graphic design services and branding to me. It's not so much a circle jerk as it is an echo chamber of hustling in places where the potential customers aren't.
The hustle stuff isn't supposed to be real, it's supposed to sell people on a culture and lifestyle they can buy into (Literally) to feel like they have a place. These people prey on people who are lost and feel like they have no purpose and sell them this identity.
Learning a trade, skill, or vocation, is closer to that reality.
One of the lessons of the research for the book "The Millionaire Next Door" was that wealthy entrepreneurs are more likely to be the dorky guys from your high school shop class that worked hard to build their business, drive a beat up pickup, and buy their nice suits at J. C. Penney. Wannabes abound, but they are rarely successful.
Great book. I'm one of those guys. 2 successful businesses and another in startup mode, own 30 rent houses, bank accounts are flush.....I drive a Harley & a Toyota. I have friends who make far less than I do who are buying Lambos & Masis. Hey, that's great... but when the economy eventually hits a soft spot, my lifestyle won't change a bit, except I'll maybe buy that San Diego house I want if prices contract.
30 fucking houses. Buy a Lambo you dork.
There are 2 types of people like him. Either content with the world, or addicted to making money.
I've met someone with xxx million but is working his ass off to join the 1b club. HATES spending any kind of money. The addiction is pretty bad
Holy fuck. After maybe 10 million you'd be set for life twice over wouldn't you?
I just want enough to fly private everywhere I go. 10 million is not enough.
Bingo.
I'm friends with a couple, and the husband just got a promotion. First item of business was to buy a Mercedes, and for her to get routine Botox injections. They can juuuuuust barely afford it.
Meanwhile I look at my account spreadsheets with more money than they'll ever see, drive a 6 year old Chevrolet, buy store brand steak sauce, and meal prep like a mofo.
Different priorities for different people for sure, but my vanity comes from the satisfaction of not having to worry about money, not from impressing people with my ride.
Just buying a house for the first time at 37 and this resonates with me so much.
I was buying a duplex thats perfect as is that costs less and i had two tenants to come with me. Idea was to live rent free and save for next property, and so on and so on.
Now I'm buying a house that i have to do up and costs 10k more, because I'm listening to too many other people, really driven me round the bend, but i know my values would be the same as yours, live without the stress of having to look at my bank balance to make sure all is ok. - Really need to sit down and re-evaluate my goals!
If they're not paying your bills, don't listen to them.
Step #1: delete social media (unless that’s your money maker of course).
Step #2: do your thing at your pace
Amen !!! Well said don't forget to add "anxiety" into your list
exactly. insta entrepreneurship is a miraje. the real ones live the lifestyle you describe, and they become better people through the hardship. you are above the insta ceo's because you know that. vent a little but keep digging through the mud.
It's never your successful friends posting the inspirational quotes
That's why I've unfollowed the vast majority of "business" info sources. As soon as a book mentions Steve Jobs, it's in the garbage. As soon as a formerly reasonable business account gets blingy, it's gone.
I've also stopped "grinding" myself. I sleep the most I've ever slept. I stop for meals now. I cancel things if I don't feel like it. I take myself on walks and vacations and I buy things because they'll make me feel good when I use them. And the funniest thing has happened. I'm making pretty good money.
I'm not making what I made when I was at the top of my "hustle" but that was only ever short term gains. I've been steadily increasing my income over the last few years and it doesn't feel awful. Also, it's sustainable.
Your family will remember the time you spent with them. Even if they later appreciate the money. It's the time that will teach them that they're more important than money. And that lesson will make them successful. If money made kids happy, we would live in a very different world.
I start with the assumption that 95% of people will let you down.
I dont need to see marketers hype themselves up on instagram to run my website. Its easy to see through it too, just check their alexa rank and see they are not in the top 1M websites.
Find the unicorns inspiring.
As much as I dont like Elon over the last 2 years, he was quite inspiring at the time.
So much trash on Instagram. I follow 1 speaker on Instagram, who by all accounts built his own million dollar business and does speaking as a side gig. If I like 1 post, I get 3-4 people wanting to follow me, liking my posts and commenting wanting to “collab”. All their post are them dressed in nice suits and posing in front of very expensive cars while they are on the phone with a caption “making those calls”. Bro I know this is fake, what have you built? What have you made? A fucking Instagram account. Fuck off. Rant over
There is soooo much hype on social media at the moment of how to be successful, how to start a business etc etc.
20 years ago we use to idolise rockstars, singers etc, now we idolise Entrepreneur’s, business owners and people on Instagram.
It’s a real danger to people’s mental health... so many people are seeing these ‘flash’ lifestyles and think it’s normal.. it just isn’t!
Will this make people think badly upon themselves when they don’t become successful when it seems ‘everyone’ else is?!
P.S I talked about all this on this interview with a ‘demotivational speaker’ - listen HERE
It actually is pretty gross. I hate it. I used to like mentioning that I started a business in conversation, just to convey who I am and have a topic of discussion. Now I can’t bring it up because the idea has been perverted into some grotesque orgy of greed, entitlement, and selfishness.
I came to comment because I rarely see dads and older gentlemen do this. I know my boss is a millionaire and he doesnt flaunt it one bit. The guy we built a warehouse for is worth god only knows how many millions and he drives a 2001 excursion and his fancy car is a 30k cadilac. He had us weld his old jet ski trailer that pulls some ancient jet skis, buys hoa fly rod equipment off ebay This dude owns half our town and almost all of Moscow idaho.
Comment deleted by user
I wouldn’t be frustrated, they are pure scams. By not buying into them, you are being the smarter consumer and leader. Just because everyone’s bought a timeshare, it doesn’t mean it’s suddenly a good idea. A scam is a scam.
It's a marathon, not a sprint.
Gary V. and the like are great to inspire people to start but once you've begun that stuff is worthless to you. The only thing that matters is that you get punched in the face and stand back up to take the next punch.
Keep standing up.
withdraws every dollar to my name in 100s and post pic to instagram
If you don’t love Mondays, you need to get a new job! I love my job and my job loves me! Gotta #grind and #provethemwrong #Hustle #6am #Entrepreneur #dreams #OnlyEntrepreneursWillUnderStand
redeposit money before overdraft hits