Barclays to block crypto purchases via credit cards from June 27 over fraud and volatility fears
巴克萊銀行考量到詐騙和波動風險，宣布自 6 月 27 日起將封鎖信用卡購買加密貨幣的功能
Quick Take 快速重點
- Barclays joins other UK lenders to ban customers from buying bitcoin and crypto with bank cards.
巴克萊銀行加入其他英國銀行行列，禁止客戶使用銀行卡購買比特幣和加密貨幣。
Barclays will block cryptocurrency acquisitions made with credit cards starting June 27, warning that wild price swings can push cardholders into unmanageable debt and citing the lack of consumer protection as key factors.
巴克萊銀行將從 6 月 27 日起封鎖使用信用卡購買加密貨幣的交易，警告劇烈的價格波動可能導致持卡人陷入無法承受的債務，並指出缺乏消費者保護是關鍵因素。
“There's also no protection for crypto assets if something goes wrong with a purchase, as they're not covered by the Financial Ombudsman Service and Financial Services Compensation Scheme,” a notice on the bank’s help page reads.
該銀行幫助頁面的一則通知寫道：「如果購買過程中出現問題，加密資產也沒有任何保護，因為它們不在金融申訴服務和金融服務賠償計畫的保障範圍內。」
Several UK lenders have taken similar steps. In 2023, JPMorgan Chase's UK division banned card-funded crypto purchases after a surge in scam claims. TBC Bank and Llodys Bank also blocked exchange deposits and axed crypto purchases using credit cards.
幾家英國銀行也採取了類似的措施。2023 年，摩根大通的英國分行在詐騙投訴激增後，禁止使用銀行卡進行加密貨幣購買。TBC 銀行和勞埃德銀行也封鎖了交易所存款，並取消了使用信用卡購買加密貨幣的功能。
Payment networks, however, keep expanding crypto access. On Monday, Mastercard teamed with Chainlink to let cardholders swap fiat for tokens directly onchain.
不過，支付網路還是持續擴大對加密貨幣的支援。週一，Mastercard 就跟 Chainlink 合作，讓持卡人可以直接在鏈上用法幣換代幣。
Disclaimer: The Block is an independent media outlet that delivers news, research, and data. As of November 2023, Foresight Ventures is a majority investor of The Block. Foresight Ventures invests in other companies in the crypto space. Crypto exchange Bitget is an anchor LP for Foresight Ventures. The Block continues to operate independently to deliver objective, impactful, and timely information about the crypto industry. Here are our current financial disclosures.
免責聲明：The Block 是一個獨立的媒體機構，提供新聞、研究和數據。截至 2023 年 11 月，Foresight Ventures 是 The Block 的主要投資者。Foresight Ventures 投資了加密領域的其他公司。加密貨幣交易所 Bitget 是 Foresight Ventures 的主要有限合夥人（Anchor LP）。The Block 持續獨立運作，提供關於加密產業客觀、具影響力且及時的資訊。這是我們目前的財務揭露。
© 2025 The Block. All Rights Reserved. This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.
© 2025 The Block。保留所有權利。本文僅供參考。不提供或意圖作為法律、稅務、投資、金融或其他建議使用。
